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If you did not deduct all the contributions you made to your RRSP, PRPP or SPP, or your spouse's or common-law partner's RRSP in 1991 and later years (or your spouse’s or common-law partner’s SPP in 2010 and later years), you have two options:
In either case, you may have to pay a 1% per-month tax on the part of your unused contributions that are excess contributions. What happens if you go over your RRSP/PRPP deduction limit?
If you withdraw the unused contributions, you have to include them as income on your income tax and benefit return. However, you may be able to deduct an amount equal to the withdrawn contributions that you include in your income, if you or your spouse or common-law partner received the unused contributions from an RRSP, a PRPP, an SPP or a RRIF:
You can deduct the amount if you meet all of the following conditions:
In addition, it has to be reasonable for us to consider that at least one of the following applies. You:
You have not deducted, for any year, the unused contributions that you made to your RRSP, PRPPor SPP, your spouse’s or common-law partner’s RRSP or SPP
You have not designated the withdrawal of the unused RRSP, PRPP or SPP contributions as a qualifying withdrawal to have your PSPA certified
reasonably expected to be able to fully deduct the RRSP, PRPP or SPP contributions for the year you made the contributions or the immediately preceding year
did not make the RRSP, PRPP or SPP contributions intending to withdraw them and deduct an offsetting amount
If you or your spouse or common-law partner receives a payment for unusedcontributions you made and you deduct an amount under the above rules, we do not consider the unusedcontributions to be RRSP contributions after you or your spouse or common-law partner receives the payment. Accordingly, you cannot deduct the amount for any year.
If you meet all of the previous conditions and have not already withdrawn the unused RRSP contributions, you can withdraw them without having tax withheld. To do this, fill out Form T3012A, Tax Deduction Waiver on the Refund of Your Unused RRSP, PRPP, or SPP Contributions from your RRSP .
If you made contributions to your RRSP or to your spouse's RRSP or common-law partner's RRSP that you did not deduct for any year and those funds are transferred from that RRSP to a RRIF, you may be allowed a deduction for amounts you or your spouse or common-law partner withdraws from that RRIF for those unused RRSP contributions. Claim this deduction on line 232 of your return.
This form cannot be used to withdraw SPP or PRPP contributions, or unused RRSP contributions that were transferred to a RRIF. The financial institution must withhold tax for withdrawals made without Form T3012A .
So what are the top 10 supplements currently on the market? I will share that and include a brief history of food supplements and what constitutes a solid scientific study. Review the following and keep an open mind.
No doubt you've seen the claims: "4,000 percent more potent than creatine monohydrate !"
In fact, so many far-fetched claims have been made for
supplements
in recent years - particularly the ones that help you build muscle and
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- that people have come to believe that all supplements are just expensive forms of snake oil. Others echo medical professionals who implore people to get their nutrients only from real food.
It isn't a bad idea to look to food first for your nutrients . The problem is, few people eat a large enough variety of foods to meet all nutritional requirements. Dieters limit or eliminate foods that contain vital nutrients.
An example is the essential fatty acids (EFA's): alpha-linoleic acid (or omega-3), and linoleic acid (or omega-6). Those who limit intake may not eat as much essential fats as they need for health and fitness.
While alpha-linoleic acid, or LNA, is listed as the essential form of the omega-3 fatty acids, the body has to convert it into DHA and EPA, the actual elemental omega-3 fatty acids. They are, however, present naturally in fatty fish, such as mackerel, sardines, and herring.
If you don't get several servings of this type of fatty fish each week, you're probably deficient in omega-3 fats because your body can't efficiently convert LNA into EPA and DHA, especially if you're a man.
If you don't eat fatty fish, you need to take an omega-3 food supplement. Food supplements are a way of providing important nutrients that your daily diet doesn't supply. A broader definition would include performance supplements, which aren't necessarily required nutrients.
When taken in excess of what's found in food sources or synthesized in the body, however, they can provide ergogenic effects, improving your workouts as well as your muscle-building results, or help you lose excess fat.
The earliest known commercial food supplements were offered in the 1950s. Most were crude compared to present-day versions, but they proved popular. One of the first protein products was sold by Irvin Johnson in Chicago - a milk-and-egg protein formulation that was years ahead of its time.
https://www.googleapis.com/auth/chrome-content-suggestions
Since Articles for You mostly uses AMP (about 72% according to Chartbeat), that’s where you’re going to see the traffic if you’re using a separate Analytics property to track AMP traffic (as per Google’s guidelines ) — just something to keep in mind. If you’re not using AMP, just make sure the property or report suite you’re using includes mobile traffic.
For this example, I used Google Analytics and navigated to Acquisition > Referrals. In the Source column looked for “googleapis.com” (you can find the equivalent report in Adobe Analytics by going to Traffic > Referrers). It should look similar to this:
Once you click on googleapis.com, it’ll show you the rest of the referral path:
That’ll tell you how much traffic you’re getting from Articles for You , but you’ll want to create a segment for this so you can use it in conjunction with other reports. Here’s how I made a new segment called “Chrome Content Suggestions”:
Before I dug into this, my initial thought was that article suggestions would be based on Google News settings. It makes sense, after all, since many Google News users have already taken the time to specify their interests and preferred sources. But from what I can tell, Google News doesn’t appear to play a role in these content suggestions. I digress to make this point because I think it’s strange that Google doesn’t leverage existing technology from Google News, but instead appears to be developing separate (and frankly superior) ways of surfacing personalized article content in parallel with Google News. I’ll save my speculation for another post, but I will say this: there’s starting to be an awful lot of redundancy between Google News and the AI-powered Google content discovery features we’re talking about here, and redundancy in business usually results in consolidation. Just sayin’.
So how does Google determine what to suggest? From my research and experimentation, there are two main types of article recommendations:
Personalized TrendingSince personalized recommendations are based on your activity in Google, they’ll populate automatically, with no need to provide explicit input. However, you can add interests manually by using the “Customize feed” options inside the Google App. If you do that, you’ll quickly see that any settings changes you make in the Google App will be reflected in Articles for You and the Cards in Feed and the Google App itself. Here’s what it looks like when you go to add a topic:
Now we get to the million dollar question: how exactly do you optimize for these article suggestion features? A few suggestions:
That last suggestion is important, so I want to dig into a little more. But first, some context…
Ultimately what we’re seeing here reflects Google’s continued evolution toward something that looks more like a personal assistant than a search tool . I think we’ll continue to see examples of this as Google tries to anticipate what people want to see, rather than waiting for them to search for it. Think about Google’s SERP evolution so far:
Cancer and cancer treatments can make it more likely for you to get an infection. Find out more about how you could be affected.
Infections are caused by tiny living things (organisms) that get into the body and start multiplying. Some organisms are harmless and help our bodies to work properly. But others cause disease.
You might get an infection that makes you ill if these organisms get into your body and your immune system can't fight them off immediately. Some infections are life threatening, particularly if you have low resistance to infection from cancer treatment.
Some types of cancers and cancer treatment can weaken your immune system. They stop your bone marrow from making blood cells that help fight infection. This increases your risk of getting an infection.
The white blood cells play the biggest part in fighting infection. A low white blood cell count is called neutropenia (pronounced new-tro-peen-ee-a).
We’re all normally covered with bacteria that don’t do us any harm. But people with neutropenia are at risk. They can get infections from bacteria or viruses that normally live on their skin or inside their digestive system.
Bacteria are the most common cause of infections in people with cancer. Types of bacteria that cause infection are explained below:
Staphylococcalinfections (often shortened to Staph) mainly affect the skin. Two common types are Staphylococcus epidermis and Staphylococcus aureus.
They usually cause mild infections, but these can be more serious in people with cancer. MRSA is a type of Staph aureus infection that standard antibiotics can’t treat. MRSA stands for Methicillin Resistant Staphylococcus Aureus.
Streptococci(often shortened to Strep) are common bacteria that can cause tonsillitis and skin infection (cellulitis). They are usually treated with antibiotics like penicillin. Pneumococcal pneumonia is a chest infection caused by a type of strep, especially in people who have had theirspleenremoved.
Another type of bacteria that can affect people with cancer are Enterococci. These can cause bladder infections and blood poisoning (septicaemia).
Another type of bacteria that can affect people with cancer are Enterococci. These can cause bladder infections and blood poisoning (septicaemia).
Pseudomonasinfections are rarer, but can be a problem for people who have weak immune systems or who are in hospital for some time. The germs live in soil, water and on the skin.
Clostridiumdifficile (C. diff) infection is most common in people who are already on antibiotics. Certain bacteria can live normally in the bowel in just the right numbers to keep it healthy. But being on antibiotics can upset the balance and allow some bacteria to multiply and become harmful.
Symptoms include diarrhoea, abdominal pain and fever.
Escherichia coli(E. coli) infections also affect the gut causing diarrhoea and fever.
Listeriamonocytogenes is commonly known as Listeria. The infection is caused by eating contaminated food. It is rare, but can be serious if you have a weak immune system.
People with cancer may have an increased risk of developing the illness. You can reduce your risk by avoiding certain foods, including:
Viruses are tiny particles that can't live on their own. To reproduce, they need to infect a living cell, such as a cell in a human body.
It is a virus that causes flu. The most common types of viruses that cause infections in people with cancer include some of the following.
Common coldviruses occur often in healthy people and do not usually cause major problems. But these viruses can cause serious infections, such as pneumonia, if your immune systemis weak. You should try to stay away from people with colds ifyou're having cancer treatment that weakens your immune system, though this might seem difficult.
Herpessimplex is a virus that causes cold sores and genital herpes.
These infections are usually mild when you have ahealthy immune systems. But the virus can cause serious infections for people with a weakened immune system, including some people with cancer.
Varicellazoster is related to the herpes simplex virus. Varicella zoster is the same virus that causes chicken pox. It can cause very serious and sometimes fatal infections, such as pneumonia, in people with cancer.
The virus also causes a painful condition called shingles. You can only get shingles if you have had chicken pox in the past. This is because after you've had chicken pox the virus does not fully go away. It lies inactive in the body, but can become active again if the immune system is weak.
This is why people can get shingles after chemotherapy treatment.
Cytomegalovirus(CMV) is common and can cause several types of infections.
Cytomegalo just means large cell, which is how the infected cells look under a microscope (swollen and big). Most people will have had a CMV infection by the time they are adults.
It isn’t generally serious. But the virus can remain inactive in your body for many years and cause recurrent infections.
This usually only becomes a problem in people who have very weakened immune systems. For example, it can cause serious chest infections after a stem cell or bone marrow transplant.
Fluis an infection caused by viruses. It is very infectious. You mainly catch it from coughs and sneezes of people who have a flu virus.
When you have flu you feel unwell more quickly than with a cold. Flu often causes:
Many cancer treatments can affect the immune system, so you are less able to fight infections. It will take you longer to recover from flu if you do get it. And you're more likely to develop complications such as chest infections.
Your doctor might suggest you have the flu jab and will tell you how and when to get it.
Fungi can live in our bodies without causing any problems. But it can cause problems if a fungal infection occurs when your immune system is weak.
The most common fungal infection in people with cancer is Candida (thrush). You are more at risk from thrush if you have a sore mouth from chemotherapy or radiotherapy treatment. Chlorhexidine mouthwashes can help to prevent thrush in the mouth. You may notice white patches with red and sore skin underneath.
Thrush can be treated with:
If your first or second treatment doesn't work, you might have swabs to see which treatment the thrushis sensitive to.
Women can also get vaginal thrush, which is treated with anti fungal creams or pessaries.
Less common fungal infections include:
Aspergillus can cause a serious chest infection that needs treatment with anti-fungal drugs through a drip.
The pneumocystis bug can cause a serious form of pneumonia called PCP. This stands for pneumocystis carinii pneumonia. You might take co-trimoxazole (Septrin) to help prevent or treat it.
Protozoa are the smallest animals known to man. Toxoplasmosis is an infection caused by protozoa. It causes a mild illness in healthy people, but those with severely weakened immune systems can get serious infections that spread to the brain.
J Tobias and D Hochhauser Wiley-Blackwell, 2015
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